My verification settings are set to require Admin Approval and the grace period is 60 days. The admin has regularly been approving accounts within 24-48 hours. If there were any unapproved users, we would see them in the Unverified Users, which there are none. Even so, there really needs to be a place to define what that email says, as it’s extremely misleading, considering that we have the membership/payment setting OFF. By telling them to contact their bank/credit card company, it makes the customer think something might be wrong with one of those, and it has nothing to do with that.